You don’t really need the sever at all if you have another phone in your family that can send a text message. Now that I think of it it might not be a bad idea to set up a sever as backup. But the public sever from the developer should be fairly safe to use as well…
Podcasts are a leftover from the non centralized and non-monetized internet of the past. Because is that most Podcasts are still available as rss feeds, so you should only ever get adds if they are spoken by the Podcasts hosts. Ate you taking about those? Only something like sponsorblock would help against those. I use antennapod (fdroid) on android to listen to Podcasts. Sine hosts always start their podcast with an add, but you can autoskip the first minute of a certain podcast with antennapod every time. It has a setting for that. Antenna pod itself is foss software without adds.