I already proposed doing 2:1:1 split but they weren’t comfortable with it. And 150 Mbps is more than enough for most case except downloads so I don’t see a need to upgrade for thrice the price. They did consider upgrading to unlimited because of my fuck up but since it’s my fuck up I didn’t wanna cause anymore trouble so that’s a thought for future.
I would say a torrent client is all you need, maybe a VPN depending on where you are from. I don’t torrent from my mobile but I do know libtorrent is available on f droid repo. Bookmark some of the trusted sites in the mega thread and once you click on the magnet link or the torrent file of what you wanna download, it should open libtorrent and asks for where to save and stuff. That’s about it. I know qbittorrent has search plugins so you can find and download within the torrent client but not sure if it’s available on lib. Good luck and always stick to safe sources and be updated on if they are still trusted and don’t cause any issues.